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Baccarat (pronounced bah-ca-rah)
is the French version of an Italian game that
was introduced in France in the late 15th century.
Easy to learn and fun to play, Baccarat is a
game to be enjoyed by everyone, even though
it is often considered the most glamorous game
in the casino.
Objective of the Game
The
player's objective is to correctly predict which
of the two hands ( Player or Banker ) will have
a point total closest to 9.
How
to Play
This
version of Baccarat uses eight decks of cards.
The deck is reshuffled after each hand.
Baccarat requires no intervention by the player.
Although the rules for determining when a hand
receives a third card may appear complicated,
the Banker will always be responsible for accurately
executing these rules. The player only needs
to sit back and have fun.
The Bets. The main game is a
wager on the Player's hand or the Banker's hand:
Player
- Pays even money.
Banker
- Pays even money minus a 5% commission which
is collected on winning bets.
Tie
- Pays 9 to 1 if the Player and Banker point
totals tie.
Select
an initial bet amount then click in the designated
betting areas. The valid betting areas are in
the center (#4) column. Place your bet in
the "B A N K E R" row to bet on the bank's
hand, or in the "P L A Y E R" row to bet
on the player's hand. To bet on a tie, place
your bet in the "T I E" area. The minimum
bet is $5 and the maximum bet is $100.
The Deal. The player is dealt the
first and third card while the second and fourth
cards are dealt to the bank. Specific rules
(see the following pages) dictate whether a third
card is drawn for the player or the bank.
The player's hand is completed first.
The Cards. Aces count as 1.
All face cards and tens count as 0. All
other cards are counted at face value.
Each hands point total is the last digit of the
sum of their cards. So for example:
4
+ 3 = 7.
This
hand's point total is 7.
Q
+ 5 = 5.
This hand's
point total is 5.
K
+ J = 0.
This
hand's point total is 0.
2
+ 10 + 4 = 6.
This hand's
point total is 6.
K
+ 5 + 6 = 11.
This hand's
point total is 1.
8
+ 4 + 7 = 19.
This hand's
point total is 9.
The
winner of the game is the hand whose point total
is closest to 9. In the case of a tie, the
bets on the Bank and the Player are stand-offs
and neither the Bank or Player wins nor loses
unless the Player has placed a wager on TIE.
See the following page for the rules regarding
drawing a third card...
Rules for
drawing a third card
When
player's first two cards total:
0-1-2-3-4-5
Player
draws a card
6-7
Player
stands
8-9
Natural,
banker cannot draw
When
banker's first two cards total:
0-1-2
Banker
draws unless the player shows a natural
8 or 9.
3
Banker
draws when the player's third
card is 1-2-3-4-5-6-7-9-10.
Banker stands when the player's third
card is an 8.
4
Banker draws when
the player's third card is 2-3-4-5-6-7.
Banker stands when the player's third
card is an 1-8-9-10.
5
Banker draws when
the player's third card is 4-5-6-7.
Banker stands when the player's third
card is an 1-2-3-8-9-10.
6
Banker draws when
the player's third card is 6-7.
Banker stands when the player's third
card is an 1-2-3-4-5-8-9-10.
7
Bank stands.
8-9
Natural, player
cannot draw
Payouts
A successful
wager on:
Player:
Pays even mone (1:1).
Banker:
Pays even money minus a 5% commission which
is collected on winning bets. For example,
if the player wins $20 betting on the Banker
hand, a $1 commission is collected and the
player receives $19.
Tie:
Pays 9:1 if the Player and Banker totals are
equal.
If both
hands tie, it is considered a push and any bets
made on the Player or Banker are neither won nor
lost. If the player has made a Tie bet, he or
she is paid 8:1 on the bet. A Tie bet is always
lost if the two hand totals are not equal.
Placing
Bets
In
Baccarat, you must first decide what bets you
would like to place. You have the option
of betting on the Player's hand, the Banker's
hand, and/or a Tie. To place a bet on the
Player's hand, left click your mouse inside the
row designated as "P L A Y E R S" near the center
of the Baccarat table. To place a bet on
the banker's hand, left click on the row designated
as "B A N K E R S". To place a Tie bet,
left click in the circle marked "TIE". Each
time you left-click inside one of these betting
areas, you will place the current bet amount on
the table -- adding to any chips that might already
be there. To remove your current bet amount
from the table, right-click inside the appropriate
betting area.
You can change the amount you will be adding or
subtracting from your bet by selecting one of
the chips in the lower left corner of the table.
The chip with that is highlighted in blue represents
the amount by which you will change your bet.
For example: If you wish to place a $25
bet, make sure the $25 chip in the lower left
corner of the screen is selected by clicking on
it. It should be then be highlighted in
blue. You can now left-click in any of the
betting areas to place a $25 bet. If you
left-click a second time in the same betting area,
you will add another $25 chip to your bet for
a total of $50. You could then select the
$5 chip and click in the betting area to increase
your bet to $55. Right-clicking in the betting
area performs the opposite function by removing
the amount from your bet.
Starting
the Deal
Once
the minimum bet has been placed, the DEAL
button will illuminate to indicate that it may
now be clicked to start the deal. Once the
DEAL button has been clicked, the game
will begin and you can no longer add to or remove
from your bet.
You may also notice that the DEAL button
may be illuminated, but you do not have a bet
placed on the table. In this case, clicking
on the DEAL button will quickly and automatically
start the deal by using the same bet used for
the previous hand. If, for example, you
wagered $10 on the previous hand, you may find
that the DEAL button is enabled even though
you have not placed a new bet on the table.
Clicking the DEAL button will then start
the next deal with the same $10 starting bet.
If you do not have sufficient funds to repeat
your previous bet, or this is your first hand
of Baccarat during this session, then clicking
the DEAL button with no bet on the table
will start the next deal using the currently selected
chip amount as your bet.
Playing
the Game
Baccarat requires no
intervention by the player once the cards have
been dealt. There are specific rules (see
THE RULES) that dictate whether the player
or banker receives a third card, but these rules
are carried out entirely by the dealer.
The player does not need to be familiar with
the "third card" rules.
In
Baccarat, you must first decide what bets you
would like to place. You have the option
of betting on the Player's hand, the Banker's
hand, and/or a Tie. To place a bet on the
Player's hand, left click your mouse inside the
row designated as "P L A Y E R S" near the center
of the Baccarat table. To place a bet on
the banker's hand, left click on the row designated
as "B A N K E R S". To place a Tie bet,
left click in the circle marked "TIE". Each
time you left-click inside one of these betting
areas, you will place the current bet amount on
the table -- adding to any chips that might already
be there. To remove your current bet amount
from the table, right-click inside the appropriate
betting area.
